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Today's Rates

Mtg Loan Rate APR
30-yr Fixed 4.55% 4.7%
15-yr Fixed 4.01% 4.22%
1-yr Adj 2.76% 3.42%
* national averages

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Appraisal Institute:
Home Values Decline in April, Redfin Reports
5/31/2023 3:30 AM
The median home price fell 4.1% year-over-year in April to $408,031, reflecting a loss of $17,603, the largest drop in dollar value on record, Redfin reported May 22. Pandemic boomtowns experienced the steepest declines, especially Oakland, California, where home values dropped 16.1% from the same p [......Read More
All Major Property Types Post Annual Declines: RCA Index
5/31/2023 3:30 AM
In April, all major property types posted annual declines — the first time that’s happened in a single month since September 2010, according to the RCA CPPI National All-Property Index, reported May 30. The apartment sector saw the largest monthly and annual declines among major property [......Read More
Economic Uncertainty Remains High for Commercial Real Estate: JPMorgan Chase  
5/31/2023 3:30 AM
Commercial real estate will face increased uncertainty for the rest of the year, according to JPMorgan Chase’s Midyear Commercial Real Estate Outlook, MBA NewsLink reported May 24. While most sectors have been resilient the first half of the year, questions loom about the office sector and rising in [......Read More
AI PAREA Program Receives Approval from the AQB
5/24/2023 3:30 AM
The Appraisal Institute announced May 18 that its Practical Applications of Real Estate Appraisal program for the licensed residential path received approval from the Appraiser Qualifications Board. Appraisal Institute President Craig Steinley, MAI, SRA, AI-GRS, AI-RRS, said the program will create [......Read More
FHFA Seeks Input on Single-family Pricing Framework
5/24/2023 3:30 AM
The Federal Housing Finance Agency on May 15 issued a Request for Input on the single-family pricing network for Fannie Mae and Freddie Mac and on the processes necessary to set single-family upfront guarantee fees for them. Comments are due by Aug. 14. ...Read More
Inflation Remains High but Shows Signs of Easing, Fannie Mae Reports
5/24/2023 3:30 AM
Concerns about inflation are easing, with data showing current annual rates trending as expected at around 2% to 5.5%, and small businesses no longer cite inflation as their biggest worry, Fannie Mae reported May 12. However, lenders are still tightening credit standards for both residential and com [......Read More
Appraisal Institute PAREA Program Receives Approval from Appraiser Qualifications Board
5/18/2023 3:00 AM
The Appraisal Institute announced today that the Appraiser Qualifications Board has provided approval of AI’s Practical Applications of Real Estate Appraisal program for the licensed residential path...Read More
Retail Fundamentals on the Decline Due to Inflation, Banking Issues: JLL
5/17/2023 3:30 AM
Retail fundamentals have started to pull back as a result of continued inflation and banking troubles, JLL reported May 9. Major retailer bankruptcy announcements have increased, with nine already declared this year compared to 10 total in 2022. Net absorption totaled 9.1 million square feet for the [......Read More
FHFA Rescinds Upfront Fees for Mortgages Based on DTI Ratio
5/17/2023 3:30 AM
The Federal Housing Finance Agency announced May 10 that it has rescinded the upfront fees based on borrower debt-to-income ratio for loans purchased by Fannie Mae and Freddie Mac. The agency changed its original plan based on stakeholder feedback. ...Read More
Washington State Drops Single-family Zoning
5/17/2023 3:30 AM
Washington Gov. Jay Inslee on May 8 signed HB 1110, legislation that lifts zoning restrictions on duplexes and fourplexes — referred to as “middle housing” — in areas zoned for single-family properties. The law is intended to alleviate housing supply issues. The state’s Department of Commerce will p [......Read More